In the year 1983, Kotak Mahindra Bank was established. After that, the bank has grown to be one of the most trusted and well-founded banking institutions in the country. The central station of Kotak Mahindra Bank is in Mumbai. Kotak Mahindra Bank has a broad-ranging system of 1,369 branches. 2,163 ATMs spread across 689 urban communities in India.
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Benefits of Kotak Mahindra Debit Cards
The customers of Kotak Mahindra bank has received a complementary facility of debit cards. the debit cards of Kotak Mahindra bank are accepted internationally as well as offers various facilities and benefits to their customers. The following are the benefits that we get from the Kotak Mahindra bank:
1. You can trust on Usage safety.
2. Personal accident and death insurance cover.
3. Getting a higher withdrawal limit.
4. The SMS alert facility.
Types of Kotak Mahindra Bank Debit Cards
The following types of debit cards are provided to customers by the Kotak Mahindra bank:
1. The Premium Cards
2. The Segmented Cards
3. The Basic Cards
4. The Business Cards
Kotak Mahindra bank offered top-grossing debit cards about that mymoneykarma gives a partial view.
Kotak Mahindra Infinite Wealth Management Debit Card
- It has complimentary access for more than 900 VIP airport lounges in India.
2. For debit card query resolution it has 24/7 customer care assistance.
3. For up to Rs. 5.21 crores, it gives complimentary insurance plans.
4. You can avail the facility of unlimited free ATM withdrawals from any ATM in India.
5. A transaction limit of Rs 5 lakhs and a high daily withdrawal limit of Rs 4 lakhs.
6. For added security, it gives EMV chip-enabled card.
7. At any fuel station in the country, you will get a fuel surcharge waiver of 2.5% every month.
8. Getting a complimentary lost card liability insurance of Rs 5 lakhs.
9. For international emergency assistance, it gives 24/7 global customer service.
Kotak Mahindra Privy League Signature Debit Card
1. It gives you Complimentary access to select airport lounges in the country.
2. At any fuel station in the country, a fuel surcharge waiver of 2.5% every month.
3. It gives a high daily withdrawal limit of Rs 3 lakhs and a transaction limit of Rs 4.5 lakhs per day.
4. The Complimentary plan for lost card liability insurance worth Rs 4 lakhs.
Kotak Mahindra Privy League Platinum Debit Card
1. The facility of 24/7 customer care assistance for debit card query resolution.
2. It gives a High daily withdrawal limit of Rs 2 lakhs and a transaction limit of Rs 2.5 lakhs.
3. Against fraudulent purchases, EMV chip-enabled card for added protection.
4. The Complimentary plan lost card liability insurance worth Rs 2 lakhs.
Kotak Mahindra World Debit Card
1.The Complimentary plan of air accident insurance cover worth Rs 20 lakhs.
2. The maximum benefit of a fuel waiver is Rs 20,000.
3. It gives a High daily withdrawal limit of Rs 2 lakhs and a transaction limit of Rs 2.5 lakhs.
4. At any fuel station in the country, fuel surcharge waiver of 2.5% every month.
Kotak Mahindra Platinum Debit Card
1. At any fuel station in the country, a fuel surcharge waiver of 2.5% every month.
2. It gives a High daily withdrawal limit of Rs 2 lakhs and a transaction limit of Rs 2 lakhs.
3. Against the fraudulent purchases, EMV chip-enabled card for the added protection.
Kotak Mahindra Business Power Platinum Debit Card
1. It gives a Complimentary facility of accessing, to select airport lounges in the country every three months.
2. At any fuel station in the country, a fuel surcharge waiver 2.5% every month.
3. The Complimentary plans of insurance up to Rs 24.5 lakhs.
Kotak Mahindra Business Class Gold Debit Card
1. There are exclusive offers, discounts, and also rewards on using the card on dining, entertainment, travel, shopping, etc.
2. It gives the facility of 24/7 customer care assistance for debit card query resolution.
3. It gives a Complimentary plan of lost card liability insurance worth Rs 1.75 lakhs.
4. At any station in the country, fuel surcharge waiver of 2.5% every month.
5. Against the fraudulent purchases, a magnetic stripe and an EMV chip-enabled card for added protection.
Kotak Mahindra JIFI Platinum Debit Card
1. A daily transaction limit of Rs 2 lakhs and the withdrawal limit of Rs 50,000.
2. The complimentary plan of lost card liability insurance worth Rs 2 lakhs.
3. Against fraudulent purchases, EMV chip-enabled card for added protection.
4. It gives free access to select airport lounges across the world.
Kotak Mahindra Access India Debit Card
1. The Complimentary plan of lost card liability insurance worth Rs 15 lakhs.
2. The exclusive offers, discounts, and also the rewards of using the card on dining, entertainment, travel, shopping, etc.
3. A daily transaction limit of Rs 1.50 lakhs and the withdrawal limit of Rs 75,000.
Kotak Mahindra Gold Debit Card
1. At any fuel station in the country, a fuel surcharge waiver of 2.5% every month.
2. A daily withdrawal limit of Rs 1.75 lakhs and the transaction limit of Rs 1.75 lakhs.
3. The Complimentary plan of insurance plans of up to Rs 18.5 lakhs.
Kotak Mahindra Classic Debit Card
1. It gives the facility of 24/7 customer care assistance for debit card query resolution.
2. Against fraudulent purchases, EMV chip-enabled card for added protection.
3. It gives a high transaction limit of Rs 1.75 lakhs per day.
Kotak Mahindra RuPay Debit Card
1. At any Atm in the country, having a wide acceptance with a RuPay brand mark.
2. Also, a withdrawal limit of Rs 10,000 per day.
3. It gives a free personal accident insurance plan of worth Rs 1 lakh with covering accidental death and permanent disability.
Kotak Mahindra Classic One Debit Card
1. It gives a withdrawal limit of Rs 10,000 per day.
2. The exclusive offers, discounts, and also the rewards of using the card on dining, entertainment, travel, shopping, etc.
DOs and DON’Ts of Using Kotak Mahindra Bank Debit Cards
DOs
1. When the card validity ends, it keeps an eye out for that.
2. Also, check for the additional transaction fees.
3. It keeps the PIN of the card private or secure.
4. While swiping the card at a POS terminal, it can also retain the customer charge copy.
5. By calling the Kotak Mahindra Bank customer care number one can immediately report about the lost card.
DON’Ts
1. Don’t use the card with the merchant outlets that opt for DCC.
2. Don’t reveal the PIN of the debit card to anyone.
3. Do not refresh and close the window during a transaction is in progress.
4. Do not make the transactions over the telephone calls.
5. Do not hand over the card to the third parties.
